The other day someone asked me if their portfolio (investment plan RSP, TFSA, RESP, Life insurance) was maximized for purposes of reducing or keeping taxes low. I smiled. Next to my family and my health, I would have to say that my number one priority in life is to give the government as little as possible. So if you're not sure you're minimizing the tax you pay please ask and we can discuss your options or any changes you think should be made. This note from last month: Finally, everyone has an opinion and right now the consensus is still calling for some form of correction to occur (but we've been waiting for this for some time now!). But the consensus is also calling for a continuation of


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