Markets Update December 1, 2019

#CYBERMONDAY Not too late to catch online sales with expectations of double digit increases in Cyber Monday sales over last year. #TFSA Tax Free Savings Account 2019 Contribution Limit = $6000 2020 Contribution Limit = $6000 Jan 1, 2019, Cumulative Limit = $63,500 Jan 1, 2020 Cumulative Limit = $69,500 #RRSP Registered Retirement Savings Plan 2019 Contribution Limit $26,500 2020 Contribution limit $27,230 Deadline for 2019 tax deduction February 29, 2020 (LEAP YEAR!) Turned 71 in 2019? Deadline to contribute to RRSP December 31, 2019 Consider over contribution by $2000 exemption threshold, no penalty #ELECTIONYEAR One month left in the year and the decade. Are we in for a volatile month like

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