WRITTEN PLAN

In order for a Written, Documented Financial Plan to be successful it must achieve two goals:

• It must be able to react seamlessly to changes in your circumstances as your lives unfold and your needs evolve

• It must ensure our original goals and objectives can be achieved

Although there are few guarantees in life our Commissioning and Testing Process back-tests our recommendations to ensure we have put together a plan that gives us the best opportunity to meet your desired outcome.

MANAGEMENT AND REVIEW

We understand that the key to a successful Long-Term Financial Plan is on-going management and review. Our annual review process ensures we take into account changes in your lives and those of your family including external factors such as market performance, new products, enhancements, costing, and changes to tax laws. Thereby maintaining our focus on your end goals and objectives.